Here Is The Complete HBL ATM Card Activation Process 2022


Though HBL’s customer-oriented services have made the banking process easy still some people found it overwhelming to activate their HBL ATM card. If you are one of them and looking for the complete HBL ATM Card Activation Process 2022, you are at the right place.

This how-to will guide you on how to activate an HBL debit card 2022 and the complete step-by-step process of HBL ATM Card Activation.


4 Steps To Activate HBL Debit Card 2022

Follow the below steps to activate your HBL Debit Card easily in 2022.

  1. First, you need to generate your 5-digit activation code by sending the following SMS to hbl atm card activation code which is 4250 using your HBL registered mobile number:
  2. DC(Last 4 digits of your Debit card) Example: DC5687 (Please note that the activation code is only valid for 3 days. If your code expires, you will have to follow the same instructions to generate it again.)
  3. Once you have your activation code, visit any HBL ATM with your HBL debit card, CNIC number, and 5 digit activation code.
  4. At the HBL ATM, follow these steps:
  • Insert your HBL debit card into the ATM and select your preferred language (English or Urdu)
  • Enter the 5 digit activation code
  • Enter your date of birth (DD-MM-YYYY)
  • Enter your 13-digit CNIC number
  • Enter a 4-digit ATM PIN of your choice using the keypad
  • Re-enter the ATM PIN for validation

So this was the complete process of HBL ATM card activation. We hope this article has cleared all your confusion. If you found any difficulty while activating your HBL debit card then feel free to ask in the comments and we will get back to you ASAP.

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With an academic background in IT, I have a special corner for tech and information technology in my heart. That's the main reason why I am so passionate about new advancements and researches in this filed and then pen down them to spread the awarness.

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